Did Your COVID EIDL Include a Personal Guarantee?
Understand SBA's published COVID-19 EIDL personal-guaranty threshold and why the signed note and guaranty documents control an individual loan.
SBA's published COVID-19 EIDL terms state that a personal guaranty was required for loans greater than $200,000. Your signed loan documents remain the source for your specific obligation.
What to review
Start with the date, sender, balance, and response instructions on your document. Compare those details with the source-backed process described here before deciding what questions to take to SBA, Treasury, or an independent professional.
What happens next
The next step depends on the current servicer, the age and status of the debt, and any review rights described in the notice. The exposure assessment organizes those facts without replacing legal, tax, or financial advice.
Does this page provide legal advice?
No. It provides general educational information and links to official sources. Individual facts can change the available process and outcome.
Will checking my exposure affect my credit?
No credit report is requested to use the educational assessment on this website.