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Planning scenario · Actual costs vary

EIDL Collection-Cost Scenario Calculator

See the dollar effect of an illustrative 30% scenario without presenting it as an official universal Treasury rate.

Illustrative 30% scenario

What could added collection costs look like?

Method and sources
$10K$2M
Illustrative added cost$45,000Balance × 30%
Illustrative balance after cost$195,000Balance × 130%

Separate collection tool: Treasury says administrative wage garnishment may reach up to 15% of disposable pay for eligible delinquent federal nontax debt.

Important: Federal rules allow variable collection fees based on program costs and do not publish one universal 30% rate. This calculator is a planning scenario, not an estimate of your actual charge.

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