EIDL Collection-Cost Scenario Calculator
See the dollar effect of an illustrative 30% scenario without presenting it as an official universal Treasury rate.
Illustrative 30% scenario
Method and sourcesWhat could added collection costs look like?
$10K$2M
Illustrative added cost$45,000Balance × 30%
Illustrative balance after cost$195,000Balance × 130%
Separate collection tool: Treasury says administrative wage garnishment may reach up to 15% of disposable pay for eligible delinquent federal nontax debt.
Important: Federal rules allow variable collection fees based on program costs and do not publish one universal 30% rate. This calculator is a planning scenario, not an estimate of your actual charge.
Not sure this fee even applies to you? Whether a collection cost is added depends on your stage. The free 60-second assessment shows where your loan actually stands first.