COVID EIDL From $25,000 to $200,000
Review SBA's COVID-19 EIDL collateral and personal-guaranty thresholds for loans greater than $25,000 and up to $200,000.
SBA's published terms distinguish collateral required above $25,000 from a personal guaranty required above $200,000. The signed security agreement determines the collateral pledged for a specific loan.
What to review
Start with the date, sender, balance, and response instructions on your document. Compare those details with the source-backed process described here before deciding what questions to take to SBA, Treasury, or an independent professional.
What happens next
The next step depends on the current servicer, the age and status of the debt, and any review rights described in the notice. The exposure assessment organizes those facts without replacing legal, tax, or financial advice.
Does this page provide legal advice?
No. It provides general educational information and links to official sources. Individual facts can change the available process and outcome.
Will checking my exposure affect my credit?
No credit report is requested to use the educational assessment on this website.